Health Insurance FAQs

United Health Care Student Resources

Health Insurance Q & A

Q: Am I covered by my insurance during the summer?

A: Yes. International students pay for the insurance from August 1 to July 31 of the following year. You are covered for the entire year.

Q: Am I covered while I am traveling outside of Minnesota?

A: Yes. You are covered and would have the best coverage if you go to a clinic with a network provider (A physician who is in the UnitedHealthcare network).

You may go to uhcsr.com. You may also call customer service at 1 (888) 251-6243.

Q: Do I have dental coverage?

A: Only for injuries to your teeth; It will not cover cleanings or cavities. However, you may purchase dental insurance through the school during the enrollment period at the end of summer and in February, which covers basic cleanings and basic cavities. The maximum coverage is $500 per year. You may enroll at uhcsr.com.

Q: Will my insurance cover a physical?

A:  Unfortunately, the insurance will not cover physicals because the policy is an illness and injury plan. This is to keep insurance costs down and affordable. 

Other things not covered include eye exams, eyeglasses, vaccines, sleep disorders, and ADHD. Other exclusions are listed in the health brochure on pages 12 and 13, which you should have received from the school, or go to uhcsr.com.

Please call customer service at 1 (888) 251-6243 with any questions.