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Financial Aid Budget

The following figures represent estimated costs at SMSU for two semesters during the 2021-2022 academic year and are used for determining financial aid eligibility only.

SMSU does NOT charge out of state tuition

(with very few exceptions)

Undergraduate Costs: For this example, tuition and fee costs are based on tuition banding. Students enrolled in 12 - 18 credits will have the same tuition and fee charges. Room and Meal costs are based on a double room with the 14 meal plan plus flex dollars. (For undergraduate students, Full time is 12 credits or more; Three Quarter time is 9 to 11 credits; Half time is 6 to 8 credits, and Less Than Half time is 3 - 5 credits.)

Graduate Costs: Tuition and Fee costs are based on an average of 9 credits per semester for on-campus courses. (For graduate students, Full time is 9 credits or more; Three Quarter time is 7 or 8 credits; Half time is 5 or 6 credits, and Less Than Half time is 3 or 4 credits.)

  Undergraduate Graduate
Tuition & Fees $9,470 $8,712
Room and Board 9,026 8,278
Books and Supplies 1,200 1,200
Personal Living Expenses                3,010 2,930
Total $22,706 $21,120


This does not mean that every undergraduate student must have $22,706 in order to attend SMSU. Tuition and fee rates for full time (12 to 18 credits) undergraduate students will be approximately $9,470 for the year. The majority of the graduate students do not carry a full-time load all year, so their tuition and fee rates will be lower than indicated above.

Room and Meal costs can vary. For budgeting purposes the Financial Aid Office will base a students room and meal costs on $9,026. This applies to students who are living on and off-campus (not with parents). Students who are living with parents will have a budget reduction of $1,800 for the year.

Books are estimated at $600 per semester or $1200 for the year.

Personal living expenses are estimated at $3,010 and include such things as transportation, pizza, movies, etc. Each student has different spending patterns, thus miscellaneous expenses will vary.

Estimating undergraduate charges at SMSU for one semester:

Working through the details below will help you to estimate your direct costs for one semester. Direct costs include tuition, fees and room and board costs (if the student is living on campus). Books and supplies are direct expenses, but are not billed through SMSU.

Tuition and Fees (at 12-18 credits) $4,735
Room and Board Costs (Double room)  4,513
Total Direct Costs $9,248
Books and Supplies (Approximate Cost for Undergraduate Students)   600
Total Estimated Charge for One Semester $9,848


Students can access their actual charges at:
Click on Menu
Enter your STAR ID and PIN
Click on Bills and Payment

Last Modified: 7/21/21 8:32 AM | Website Feedback