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Cost of Attendance

The following figures represent estimated costs at SMSU for two semesters during the 2025-2026 academic year and are used for determining financial aid eligibility only.

SMSU does NOT charge out-of-state tuition

(with very few exceptions)

Undergraduate Costs: For this example, tuition and fee costs are based on tuition banding. Students enrolled in 12 to 18 credits will have the same tuition and fee charges. Housing and Meal costs are based on the average cost of housing on campus and the super plus meal plan (For undergraduate students, full-time is 12 credits or more; three-quarter time is 9 to 11 credits; half-time is 6 to 8 credits, and less than half-time is 3 to 5 credits).

Graduate Costs: Tuition and Fee costs are based on an average of 9 credits per semester for on-campus courses. (For graduate students, full-time is 9 credits or more; three-quarter time is 7 or 8 credits; half-time is 5 or 6 credits, and less than half-time is 3 or 4 credits.)

Tuition and Fee costs
Name Undergraduate Graduate
Tuition & Fees $10,918 $10,260
Housing and Food  $11,470 $10,710
Books, Materials, Supplies, Equipment $1,200 $1,200
Transportation, Personal Expenses, Loan fees $3,652 $1,902
Total $27,240 $24,072

This does not mean that every undergraduate student must have $27,240 in order to attend SMSU. Tuition and fee rates for full-time undergraduate students (enrolled in 12 to 18 credits) will be approximately $10,918 for the year. The majority of graduate students do not carry a full-time load throughout the year, so their tuition and fee rates will be lower than those indicated above.

Housing and Meal costs can vary. For budgeting purposes, the Financial Aid Office will base a student's housing and meal costs on $11,470. This applies to students who are living on and off-campus.

Books, materials, supplies and equipment are estimated at $600 per semester or $1,200 for the year.

Transportation and personal living expenses are estimated at $3,652 and include items such as transportation, pizza, and movies. Each student has different spending patterns; thus, miscellaneous expenses will vary.

Estimating undergraduate charges at SMSU for one semester:

Working through the details below will help you to estimate your direct costs for one semester. Direct costs include tuition, fees and housing and meal costs (if the student is living on campus). Books and supplies are direct expenses, but are not billed through SMSU.

Estimating Charges
Name Total
Tuition and Fees (at 12-18 credits) $5,459
Housing and Food Estimate   $5,735
Total Direct Costs $11,194
Books, materials, supplies and equipment (Approximate Cost for Undergraduate Students)     $600
Total Estimated Charges for One Semester $11,794
Students can access their actual charges at:

www.SMSU.edu

Click on:

  1. Menu
  2. E-Services
  3. Enter your STAR ID and PIN
  4. Click on Bills and Payment

Last Modified: 9/30/25 10:33 AM | Website Feedback