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Private Education Loans

Access a list of Private Education Loan Options Here

Have you applied for Federal Student Financial Aid through the FAFSA (Free Application for Federal Student Aid)? You may be eligible for Federal Financial Aid including grants, work study and loans that may have more favorable terms than the Private Education Loan options listed below. Learn more about the Federal Student Aid process at Applying for Financial Aid at SMSU.

Private Education Loans are borrowed in addition to Federal Direct and/or Perkins Loans.  Most private education loan programs allow students or parents to borrow up to the total cost of attendance, less other financial aid resources.  In most cases, private education loans, other than the PLUS (Parent Loan for Undergraduate Students), do require a co-signer.  Credit checks will be done on both the applicant and the co-signer. 

Important Information:  If you decide to process a Private Education Loan, you will need  the financial aid budget information found at this link.  Each lender will require you to fill that information in on the Private Education Loan Applicant Self-Certification.

Several different Private Education Loan options are provided for you at this linkSMSU does not endorse any particular lender but does feel the options listed will provide fair terms and conditions to our student borrowers. This list is provided as a courtesy to our students. It is not necessary for you to have a prior relationship with a lender to borrow a Private Education Loan. If you wish to use a lender not listed, please contact that lender for application information.

Please review the details carefully. 

Code of Conduct

The SMSU Financial Aid Office staff are committed to helping students obtain educational funding. Each staff member has signed the Code of Conduct.

Lender Application Disclosures for Private Loan options

Last Modified: 7/19/22 9:36 AM | Website Feedback